Beginning January 2026: HRA funds will soon cover Cove DPC membership fees!
Call us to learn about tax-free savings!
It's called Direct Primary Care. We love it, our current patients love it, and we think you'll love it too.
Here's the gist: we don't rely on insurance, and as a result you save money. Become a member of our practice for a low monthly fee, and get unlimited office visits, wholesale prices on prescription medication (coming soon), your provider’s cell phone number, and a whole lot more.
Watch this great video to learn more about Direct Primary Care.
We're a Direct Primary Care (DPC) practice. DPC is a unique approach to healthcare and our patients love it. So, how is it different?
Did you know that most Primary Care Providers have between 2,500-3,500 patients? We limit our practice to under 1,000 patients total. That means that your provider spends more time with you when you need him. Plus, when he is not actively seeing a patient, he is able to help coordinate your care and research your treatments.
Cove DPC does not bill any insurance plans so you won’t have a middle-man in your primary care. Decisions about your healthcare will be made by you and your provider without the impersonal management that comes from third-party payers. Instead, patients pay a monthly membership fee which can save money and covers excellent treatment. Give it a try, and you’ll quickly see for yourself the value of this approach!
Forget scheduling appointments weeks in advance. Typically you'll get a same-day or next-day appointment - and it'll be free.
Contact your provider whenever you want, however you want - email, text, in-person, even video chat. You're part of the family.
We've worked hard to negotiate wholesale rates on lab tests, so we can pass all those savings straight to you. We are working to implement in-house medication dispensing in the future, which will allow us to offer medications at wholesale prices. Until then, we help patients find the cheapest prices possible for their medications.
Hi there! I'm Will Pumphrey, a family nurse practitioner who's been caring for folks in Columbus and nearby communities since 2015. I started Cove DPC because I truly believe your health deserves more than a quick 15-minute visit. I’m here to take the time to listen and support you.
I was born right here in Columbus and grew up on a farm in Decatur County. Now, my wife, our three kids, and I call Bartholomew County home. When I’m not at work, you’ll find me hiking, boating, or exploring new places with my family.
I love getting to know my patients and helping you find ways to reach your health and wellness goals that feel just right for your life. I can’t wait to team up with you to make your health journey a little brighter!
Our fees are simple and transparent, as they should be. No hidden fees or complex invoicing. You'll know exactly what you're paying and exactly what you're getting.
Starting January 1, 2026, under the One Big Beautiful Bill Act, Cove DPC membership fees (up to $150/month for individuals or $300/month for families) can be paid with Health Savings Account (HSA) funds. Additionally, if your employer offers a Health Reimbursement Arrangement (HRA), you may be able to use those funds to cover your membership fees.
Are you ready to become a member? Great! We’re excited to have you on board. Just fill out the form to get the ball rolling and we’ll be in touch.
Still want to learn more about direct primary care or our practice? Check out our FAQ page for answers to many common questions.[
Get in touch! We’re happy to chat and answer questions, at no obligation to you.
1427 Washington St
Suite B
Columbus, IN 47201